Our Balanced Approach
We diversify our lending opportunities across multiple loan programs, over a range of borrowers and markets.
Short-Term Loans
- LTC up to 100% & LTV up to 75%
- Interest rates starting at 6.5%
- 100% rehab financing
- 6 - 24-months terms
Long-Term Loans
- LTV up to 80%
- Fixed/ARM 30-year note
- Interest rates starting in the low 7%
- Interest Only Options Available
Get Started Easily
Below is an overview of the guidelines and terms of our financing options. Once accepted, we move quickly to get your loan closed and funded. It’s that easy!
Property
Our Guidelines
- All Property types considered
- Residential and commercial
- Residential properties cannot be owner-occupied
Terms
Competitive Financing
- Interest Rates Starting at 10%
- 12-month term
- Interest-only payments
- No interest on undrawn funds
- Up to 100% loan to cost; 100% rehab budget
- No employment or income verification
Borrower
Borrower Profile
- No minimum credit score
- Recent foreclosures or bankruptcies considered
- Closing in corporate entities only
Draws
Rehab Made Simple
- Materials, labor, demolition, permit fees, and more are reimbursable
- Get reimbursed throughout the rehab timeline
- Virtual inspection to verify that work is complete
- 1–3 business days from inspection to draw funding
Why Dynamo Capital?
Whether you’re a new or experienced investor, Dynamo Capital has the speed and the terms to get you to the finish line.
Document Checklists
Our concise document checklist streamlines the loan processing, ensuring efficiency for both parties involved
Required for Business Entities
- Organization documents (operating agreement, articles of incorporation, etc.)
- Company’s most recent bank statements
- Executed contract
- Renovation budget (not detailed)
Common Questions
Do I pay interest on undrawn funds?
Generally, no. Here at Dynamo Capital, we believe you should not pay interest on funds you are not utilizing. You only pay interest on the funds you draw.
How long does it take to receive a draw?
Draws are released within 4-7 business days of the draw request.
Do you do second mortgages?
Generally, no. We typically only do first mortgages. However, we will review any opportunity.
What states do we lend in?
We lend in multiple states. Contact us to verify the eligibility of your location.
How soon can I close?
We can close in as little as 1 day, but our typical closing time is 5-7 business days from receipt of all required documents.
Is there a prepayment penalty?
Generally, no. As soon as your rehab is completed and you’re ready to refinance or sell, Dynamo Capital will accept payoff without a prepayment penalty.
